How To Play

About Rummy & The Official Game Rules

Rummy is a popular card game played with sets of playing cards. This is one of the most popular Indian 13 card game under the category of draw and discard games. Among this discard & draw game, Indian rummy game is most played game across.

The basic objective in every card game is to improve your hand by dealing sets of cards and forming a particular sequence or set adhering to certain rummy rules of the game.

Rummy in India is usually played between 2 to 6 players where each player has to draw and discard one card until the 13 cards form a sequence and sets. On this site, you will find as many as 9 rummy game variants.

Rummy Game Rules:

  • Indian Rummy is usually played with two pack of cards with two jokers.
  • Cards in each category rank from low to high: Ace, 2, 3, 4, 5, 6, 7, 8, 9, 10, Jack, Queen and King.
  • Ace can be used as 1 or a face card when forming the sets.
  • Card values are as follows: Face cards, (K, Q, J) – 10 points, Ace – 10 points.

Is Rummy Legal in India?

In contrast to a game of luck, online rummy has been declared as a game of skill by the Hon’ble Supreme Court of India in August 2015. That has moved the game to being legal because it offers an equal chance of winning using your skills rather than chance. Learn more about online rummy legality.

Rank of Cards

Before starting the game, you need to check out the order of cards or the rank of each card in the deck. Make sure you know which the highest card in a deck is and which card will help you score more. Knowing the value of the cards is essential before the game commences.

Objectives of The Game

There are different variants in Indian Rummy with different rules and objectives. It is important to know which variant you are playing. The Indian rummy rules differ for each variant; therefore, know the objectives of the game before you start to get the best outcome.

Start of Play

Before you start to play, make sure you know the entire set of rules of playing RUMMY. There are different Rummy sets and multiple Rummy variants with distinct rummy rules. Study them thoroughly if you wish to win and earn some extra money. Always play Rummy with the right tactics.

Laying Off

Laying off is an important part of RUMMY that could take you to a huge score. When you know the right rules and the technique of laying off in RUMMY, the chances of winning the game rises. Rummy rules vary, and so is rummy scoring. Know your game carefully before you play.

Going Out

The game ceases when someone declares ‘rummy’ and goes out. You cannot simply declare ‘rummy’ at any point of the game, instead only when you have melded all of your cards at once. Don’t be too quick in going out, and make sure you know when and how you can declare ‘rummy’ and go out.

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Rummy Discard Rules

In each turn, a player draws either the top card (face-up) from the open deck or the card from the closed deck, and discards a card from his/her hand in to the open deck, or shows his hand by closing the card and showing the rest of the 13 cards in sets that are in accordance with the online rummy rules of the game.

Rummy Drop Rule: What If I Don’t Have Good Cards to Complete the Game?

You can choose to drop a particular game if you think that the dealt cards to you are not good.

When to drop in Rummy

You can drop the game when your turn comes and before you draw a card. Some pools do allow the player(s) to drop the game in the middle but the penalty is usually higher than what a player would pay for dropping at the start of the game before picking their first card.

For a game of 101 Points:

  • Drop points before picking a card (first Drop): 20
  • Drop points if player had picked a card in that game (Middle Drop): 40

For a game of 201 Points:

  • Drop points before picking a card (first Drop): 25
  • Drop points if player had picked a card in that game (Middle Drop): 50

Joker Rummy Rules: What Is a Joker Card and How Does It Help?

One card from the rest of the deck (remainder after dealing the cards to the players) is randomly selected and becomes a Joker for that particular game. All cards of the exact rank in any suit similar to the joker are considered as Jokers. In addition, there will be two extra cards which contain the symbol of a Joker.

A Joker is allowed to be used in place of any cards when forming a set. However, the player has to ensure that he has a sequence without a Joker card to be eligible to use the Joker as stated above.

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Rummy Show Rules: When Do You Win or What Is a Show?

You win a game when you call for a SHOW. If there are 13 cards which can be displayed in particular sets and are in accordance with the rules of the game, the player can then call for a SHOW.

To place SHOW, a player must have 14 cards of which he/she chooses to close one card before calling for a SHOW. After the SHOW is called, the player should combine the 13 cards into valid sequences & sets and put it before the rest of the playing group for validation.

POINTS CALCULATION FOR LOSING PLAYERSIn deals rummy, each card carries with it a certain number of points. The losing player accumulates points based on the cards he/she holds.Below is a break down of points for cards:Aces of any suit carry 10 points eachKings of any suit carry 10 points eachQueens of any suit carry 10 points eachJacks of any suit carry 10 points eachAll other cards have points based on their numerical values. For example, card 7 of any suit carries 7 points and card 4 of any suit carries 4 points.Printed Jokers carry zero points. Wild Jokers carry zero points with having at least 1 pure sequence, otherwise the cards carry points as upon.

POOL RUMMY GAMEPool Rummy is a variation of 13 cards rummy. In pool rummy, players are eliminated once their scores reach the maximum points limit on the table, i.e., 101 points pool or 201 points pool. The winning player of each deal gets zero points. The gameplay of Pool Rummy is almost similar to Points rummy. However, the element of elimination makes the game a lot more competitive than other forms of online rummy.

ELIMINATION IN POOL RUMMYDue to the factor of elimination, a pool rummy game takes longer to end. Once a player reaches the maximum limit set for a particular table, he is eliminated from the game. Once a player loses a game, the points that he loses get carried over to the next round. For example, in a game of 101 pool rummy comprising of 6 players, in case a player loses a game with 80 points, his points are carried to the next round. Again, if the same player loses with 40 points, he stands eliminated from the game since his total accumulated points would be 120 (80+40) which is more than 101. The game will continue until only one player remains with his total points not exceeding 101 pool points.

How The Points Are Calculated As Per Indian Rummy Rules?

Let us look how points calculation is done, when you are playing online rummy card game.

Losing Player Points

Examples of Points Calculation With Winning Amount

Example: Table of 6 Players (Wild Joker Q♦)

How Are Your Winnings Calculated In Rummy Cash Games?

At the end of the day it is all about seeing that winning cash amount in your account. You also need to be very clear how you are getting the sum that is reflecting in your Dashboard. Let’s help you understand how these calculations are done to play rummy.

  • Winning Calculation in Points Rummy? When you are playing points rummy cash games, it is based on a pre-decided rupee value. The winner of the game wins the entire cash amount lost by the other players at the end of the game. Here is how the calculation is done. Winning Cash = (Sum of all points of opponents) X (Rupee value of the point) – RummyCircle Fee Here is an example that will help us understand this better: Example: Total of 6 players playing points rummy for cash on Rs. 860 table. Each point has a pre-decided value of Rs. 4. There will be 1 player who will be the winner and remaining 5 will lose the game. The losing points of the remaining 5 players would be 45, 78, 23, 20, 40 respectively. The winnings will be calculated as: 4x (45+78+23+20+40) = Rs. 824 This amount, after the deduction of RummyCircle fee will reflect in the player’s account.
  • Winnings Calculation in Pool Rummy? The winning for pools rummy is calculated as per the given calculation:Winnings = (Entry Fee) X (Number of Players) – RummyCircle fees Example: Players pay the fixed entry fee for the tournament, which is used to form the prize pool. If 5 players join a pool rummy with Rs. 50 as entry fee. The prize pool of the game will be Rs. 250. The winner will win Rs. 50 x 5 = Rs. 250 This amount will be credited to the winner’s account after the deduction of the RummyCircle fees.
  • Winnings Calculation in Deals Rummy? In deals rummy, the winner wins all the chips at the end of each deal. Here is how the winnings are calculated: Winnings =Sum of points of all opponents assuming each chip is equal to one point. Example: Let’s assume that there are 6 players on the table and the player 5 declares his hand. The other four players will lose with 10, 20, 30, 35 and 40 points respectively. The winner’s chips will be calculated as 10 + 20 + 30 + 35 + 40 =135 chips.